Issued By
Ameritas Life Insurance Corp.,
Lincoln, NE
Issued By
Ameritas Life Insurance Corp.,
Lincoln, NE
Issued By
Ameritas Life Insurance Corp.,
Lincoln, NE
ABOUT APEXADVANTAGE
Modified Single Premium Deferred Fixed Index Annuity
For clients who want immediate guaranteed income, ApexAdvantage is hard to beat. This highly competitive, income-focused FIA is designed to rank among the top products* for guaranteed income in the first three years—with payments that can begin in as soon as 30 days, starting at age 50.** Powerful income potential starts with an immediate benefit base bonus and strong roll-up.† What’s more, the
FutureNow RiderSM and FutureNow Rider With Booster GLWB give clients the flexibility to choose single or spousal and level or increasing payouts when income begins. In addition, the FutureNow Rider With Booster features a 2 of 6 ADL income doubler that allows for care anywhere. A strong choice of index crediting options and 10% penalty-free withdrawals after Year 1 allow clients to capitalize on market gains and respond to life’s unexpected events. With backing from “A” rated†† Ameritas Life Insurance Corp., ApexAdvantage can help clients start enjoying their future now.
To request a product illustration and learn how you can start selling ApexAdvantage, call the Legacy Marketing Group® Marketing Field Support Team today at 800-395-1053, Ext. 4002, or contact
your IMO!
ABOUT APEXADVANTAGE
Modified Single Premium Deferred Fixed Index Annuity
For clients who want immediate guaranteed income, ApexAdvantage is hard to beat. This highly competitive, income-focused FIA is designed to rank among the top products* for guaranteed income in the first three years—with payments that can begin in as soon as 30 days, starting at age 50.** Powerful income potential starts with an immediate benefit base bonus and strong roll-up.† What’s more, the
FutureNow RiderSM and FutureNow Rider With Booster GLWB give clients the flexibility to choose
single or spousal and level or increasing payouts when income begins. In addition, the FutureNow Rider
With Booster features a 2 of 6 ADL income doubler that allows for care anywhere. A strong choice
of index crediting options and 10% penalty-free withdrawals after Year 1 allow clients to capitalize
on market gains and respond to life’s unexpected events. With backing from “A” rated†† Ameritas Life
Insurance Corp., ApexAdvantage can help clients start enjoying their future now.
To request a product illustration and learn how you can start selling ApexAdvantage, call the Legacy Marketing Group® Marketing Field Support Team today at 800-395-1053, Ext. 4002, or contact
your IMO!
Watch the ApexAdvantage video to learn more about this outstanding retirement product from Ameritas.
Watch the ApexAdvantage video to learn more about this outstanding retirement product from Ameritas.
In approved states, ApexAdvantage Index Annuity (Form ICC22 2707 with ICC22 2707-SCH or 2707 with 2707-SCH)
and riders are issued by Ameritas Life Insurance Corp. (Ameritas) located at 5900 O Street, Lincoln, NE 68510.
Products are designed in conjunction with Ameritas and exclusively marketed by Legacy Marketing Group.
Ameritas and Legacy Marketing Group are separate, independent entities.
ApexAdvantage Index Annuities are modified single premium deferred annuities that offer
a fixed interest option and index interest options.
The index options are not securities.
Keep in mind, your clients are not participating in the market or investing in any stock or bond.
Policies, index strategies, and riders may vary and may not be available in all states.
Optional features and riders may have limitations, restrictions, and additional charges.
Product guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp.
Refer to brochures for additional details.
ApexAdvantage is a registered service mark, and FutureNow Rider is a service mark, of Legacy Marketing Group.
Ameritas®
is a registered service mark of Ameritas Life Insurance Corp.
S&P Dow Jones Indices Disclaimer
The
“S&P
500®”
and
“S&P
“S&P 500 IQ 0.5% Decrement Index”
(“S&P 500 IQ Index” or the “Index”)
are products of S&P
Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for
use by Ameritas Life Insurance Corp. (“Ameritas”).
S&P®,
S&P 500®,
US 500, The 500, iBoxx®,
iTraxx®
and CDX®
are trademarks of S&P Global, Inc.
or its affiliates (“S&P”);
Dow Jones®
is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”).
Ameritas Fixed Index Annuities are not sponsored, endorsed, sold or promoted by
SPDJI, Dow Jones, S&P, their respective affiliates, and none of such
parties make any representation regarding the advisability of investing in such product(s)
nor do they have any liability for any errors, omissions,
or interruptions of the S&P 500 and S&P 500 IQ Index.
The BNPP US Governance Multi Asset Index (launched on 5/25/2022) and the US Innovative Leaders 5 Index (launched on 1/28/2020) are new indexes with limited historical information.
For index information, visit
https://governance-multi-asset-index.bnpparibas.com
and
https://innovativeleaders.bnpparibas.com.
The BNPP US Governance Multi Asset Index and the US Innovative Leaders 5
Index (each, a “BNPP Index”) are the exclusive property of
BNP Paribas or one of its affiliates (BNP Paribas and its affiliates are hereinafter
referred to as “BNPP”).
The BNP Paribas Index is determined, composed and calculated by BNPP.
“BNP”, “BNPP”, “BNP Paribas”,
“BNPP US Governance Multi Asset Index”, and
“US Innovative Leaders 5 Index” (collectively, the “BNPP Marks”)
are trademarks or service marks of BNPP and are licensed by Ameritas Life Insurance Corp.
(the “Company”) for use in a fixed index annuity (the “Company Product”)
offered by the Company.
The Company Product is not, in whole or in part, sponsored, structured, priced, endorsed,
offered, sold, issued or promoted by BNPP or any third party licensor of information to BNPP.
BNPP’s only relationship to the Company is the licensing of the BNPP Index and
the BNPP Marks for certain purposes as well as acting as a hedge provider to
the Company with respect to the Company Product.
BNPP shall not have any liability with respect to a Company Product,
and is not liable for any loss relating to the Company Product,
whether arising directly or indirectly from the use of the BNPP Index,
its methodology, any third party information used in the BNPP Index or its methodology,
any BNPP Mark or otherwise. BNPP and any third party licensor of
information to BNPP make no representations or warranties regarding the Company Product.
| * | Also known as the S&P 500 IQ 0.5% Decrement Index. |
| ** | Based on guaranteed income payouts as benchmarked against similar products in the same distribution channel on AnnuitiesGenius.com. |
| † | A Guaranteed Lifetime Withdrawal Benefit is available for a current annual charge of 1.25% for the FutureNow Rider and 1.35% for the FutureNow Rider With Booster, multiplied by the premium accumulation value during the accumulation phase and by the benefit base during the withdrawal phase. |
| †† | Refer to the Quick Reference for the current benefit base bonus percentage and roll-up rate. |
| § | A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings. Rating as of 5/15/2024. Ameritas Mutual Holding Company’s ratings include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York. |
|
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