Issued By
Integrity Life Insurance Company,
Cincinnati, OH
Issued By
Integrity Life Insurance Company,
Cincinnati, OH
Issued By
Integrity Life
Insurance Company,
Cincinnati, OH
ABOUT JOURNEYMARK
Modified Single Premium Deferred Annuity
With three-in-one product flexibility, a JourneyMark fixed index annuity—one of the few to accept inherited IRAs with eligible beneficiaries, inherited Roth IRAs, and non-qualified stretches—puts clients in the driver’s seat. Do they need a steady income stream? JourneyMark with Expanse Rider* offers
lifetime payments that can double for qualifying health conditions. Are they worried about their needs
changing? JourneyMark with Cascade Rider lets them enjoy the security of increased liquidity and
enhanced guarantees.** Do they seek simple accumulation? The base product, which issues to age 90,
provides a straightforward way to help grow their money, free of rider charges.
To request a product illustration and learn how you can start selling JourneyMark, call the Legacy Marketing Group® Marketing Field Support Team today at 800-395-1053, Ext. 4002, or contact
your IMO!
ABOUT JOURNEYMARK
Modified Single Premium Deferred Annuity
With three-in-one product flexibility, a JourneyMark fixed index annuity—one of the few to accept inherited IRAs with eligible beneficiaries, inherited Roth IRAs, and non-qualified stretches—puts clients in the driver’s seat. Do they need a steady income stream? JourneyMark with Expanse Rider* offers
lifetime payments that can double for qualifying health conditions. Are they worried about their needs
changing? JourneyMark with Cascade Rider lets them enjoy the security of increased liquidity and
enhanced guarantees.** Do they seek simple accumulation? The base product, which issues to age 90,
provides a straightforward way to help grow their money, free of rider charges.
To request a product illustration and learn how you can start selling JourneyMark, call the Legacy Marketing Group® Marketing Field Support Team today at 800-395-1053, Ext. 4002, or contact
your IMO!
Watch the JourneyMark video to learn more about this powerful retirement product from Integrity.
Watch the JourneyMark video to learn more about this powerful retirement product from Integrity.
JourneyMark is issued by Integrity Life Insurance Company, Cincinnati, OH, which operates in DC and all states except NY. Product and feature availability, as well as benefit provisions, vary by state. See your financial professional for details and limitations. For use with Modified Single Premium Deferred Annuity Contract With Indexed Interest Options and Market Value Adjustment Feature series ICC20 INT-17 2004, ICC20 IR.39 GLWB 2004, ICC20 IR.40 ELG 2004, ICC20 IR.41 AB 2004.
W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an affiliated life insurance agency of the issuer. Both companies are members of Western & Southern Financial
Group. JourneyMark products are designed and exclusively marketed by Legacy Marketing Group, an independent agency. JourneyMark is a registered service mark of Legacy Marketing Group. Issuer has sole financial
responsibility for its products. Payment of benefits under this annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the
insurance company. Products are backed by the full financial strength of Integrity.
An annuity is a long-term financial vehicle designed for retirement. An insurance company accepts premiums and provides future income or a lump-sum amount to the contract owner by contractual agreement.
Earnings and pre-tax payments are subject to ordinary income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken
before age 59½, may be subject to a 10% IRS penalty. Neither Western & Southern member companies, nor their agents, offer tax advice. For specific tax information, consult your attorney or tax advisor. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest. Product and feature availability, as well as benefit provisions, vary by state. See your financial professional
for product details and limitations.
The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Integrity Life Insurance Company (Integrity Life). S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx®
and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”) and these trademarks have been licensed for use by SPDJI
and sublicensed for certain purposes by Integrity Life. JourneyMark is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation
regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.
Citi and Citi and Arc design are trademarks and service marks of Citigroup Inc. or its affiliates, are used and registered throughout the world, and are used under license for certain purposes by Integrity Life Insurance
Company (“Integrity”) or its affiliates (the “Licensee”). Citigroup Global Markets Limited (“Citigroup”) has licensed the Citi Flexi-Beta 5 ER Index (the “Index”) to the Licensee for its sole benefit. Neither the Licensee nor JourneyMark (the “Product”) is sponsored, endorsed, sold or promoted by Citigroup or any of its affiliates. Citigroup makes no representation or warranty, express or implied, to persons investing in the Product. Such persons should seek appropriate advice before making any investment. The Index has been designed and is compiled, calculated, maintained and sponsored by Citigroup without regard to Licensee, the Product or any investor in the
Product. Citigroup is under no obligation to continue sponsoring or calculating the Index. CITIGROUP DOES NOT GUARANTEE THE ACCURACY OR PERFORMANCE OF THE INDEX, THE INDEX METHODOLOGY, THE
CALCULATION OF THE INDEX OR ANY DATA SUPPLIED BY CITIGROUP FOR USE IN CONNECTION WITH THE PRODUCT AND DISCLAIMS ALL LIABILITY FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL DAMAGES
EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. Please see https://investmentstrategies.citi.com/cis/us for additional important information about the Citi Flexi-Beta 5 ER Index.
The Goldman Sachs Mariner Index and Goldman Sachs Pathfinder Index (the “Indexes”), and related trademarks and service marks are the exclusive property of Goldman Sachs and such Indexes are licensed to Integrity
for use in insurance product(s) (each, a “Product”). The Product is not sponsored, endorsed, recommended, promoted or sold by Goldman Sachs or by any third party provider of market data. Goldman Sachs and its
affiliates, and any third party data provider disclaim to the full extent legally permitted all representations, third party beneficiary obligations, and warranties, including concerning warranty, advisability, suitability, and
data and methodology accuracy and errors. Neither the Indexes nor any of the assets comprising them are guaranteed to yield specific results. There are no third party beneficiaries of any agreements between third party
providers and Goldman Sachs. Visit https://www.goldmansachsindices.com/products/GSMARINR and https://www.goldmansachsindices.com/products/GSPATFDR for complete disclosures.
| * | Available for an annual charge of 1.00%. |
| ** | Available for an annual charge of 1.00% with the JourneyMark 10-year product or 0.35% with the JourneyMark 7-year product. |
No bank guarantee. • Not a deposit. • May lose value. • Not FDIC/NCUA insured. • Not insured by any federal government agency.
WS1084v0524
FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.
THIS WEB PAGE IS INTENDED FOR LICENSED INSURANCE PROFESSIONALS ONLY.