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With advanced market sales opportunities, JourneyMark
fixed indexed annuity products can help expand your
business, not just shift it.
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IRA and NQ
Inherited Annuity*
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Features That May
Benefit Older Clients
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Entity Ownership
Acceptance*, **
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Post-death claim
strategies: |
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Inherited IRA. |
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NQ stretch. |
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Lump sum. |
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Annuitization. |
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Spousal
continuation. |
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Pre-planning
strategies: |
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Roth conversion. |
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Qualified charitable distribution. |
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IRA max. |
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| JourneyMark 5: |
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Issues to ages
86–90. |
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Short, five-year
duration. |
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Accumulation
focused. |
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No rider charges. |
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Same great index
options as 7-year
product. |
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Penalty-free access
after Year 1 to 5%
of AV. |
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| Non-natural owner: |
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Corporations. |
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Trusts. |
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501(c)(3). |
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Family limited
partnerships. |
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Defined benefit
plans. |
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Learn more about JourneyMark, issued by
Integrity Life Insurance Company, a proud member of
Western & Southern Financial Group.
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Contact your IMO, or call the
Legacy Marketing Group®
Sales Team today.
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800-395-1053, Ext. 4002
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JourneyMark is issued by Integrity Life Insurance Company,
Cincinnati, OH, which operates in DC and all states
except NY. W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an
affiliated life insurance agency of the issuer. All companies are members of Western & Southern Financial Group. For use
with Modified Single Premium Deferred Annuity Contract With Indexed Interest Options and Market Value Adjustment
Feature series ICC20 INT-17 2004, ICC20 IR.39 GLWB 2004, ICC20 IR.40 ELG 2004, ICC20 IR.41 AB 2004, ICC20
IR.42 2004 WWC, ICC20 IE.47 SI-OY-PTP 2004, ICC20 IE.46 SI-MY-PTP 2004, ICC20 IE.48 SI-MY-HWM 2004. Product
and feature availability, as well as benefit provisions, vary by state. JourneyMark products are designed and exclusively
marketed by Legacy Marketing Group, an independent agency. JourneyMark is a registered service mark of Legacy
Marketing Group. Issuer has sole financial responsibility for its products.
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Earnings and pre-tax payments are subject to ordinary income tax at withdrawal. Withdrawals may be subject to charges.
Withdrawals of taxable amounts from an annuity are subject to ordinary income tax,
and, if taken before age 59½, may be
subject to a 10% IRS penalty.
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Refer to the Funding Acceptance Chart for details.
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Entity ownership could have tax consequences. Please advise your customer to contact their tax or legal advisor regarding their situation.
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No bank guarantee. • Not a deposit. • May lose value. • Not FDIC/NCUA insured. • Not insured by any
federal government agency.
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| WS1047v0323 |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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