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Tired of limited product offerings
for your clients’ special circumstances?
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Introducing JourneyMark, the fixed indexed annuity that
meets diverse client needs and offers previously elusive
sales opportunities.
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JourneyMark |
Most FIAs |
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3-in-1 product versatility: accumulation
focused, liquidity focused, or income focused.
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YES
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NO
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Backed by a carrier with an A+ AM Best
rating* and a 96 Comdex ranking.**
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YES
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NO
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Accepts Inherited IRAs, Inherited Roth IRAs,
and Nonqualified Stretches.†
Inherited IRAs are available with eligible beneficiaries only. |
YES
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NO
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Allows for trust or corporation ownership.††
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YES
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NO
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Available for older clients—ages 86–90
with a five-year duration.
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YES
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NO
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Approved in 49 states and DC.§
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YES
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NO
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Offers a true income doubler option for
declining health—no state exclusions.§ |
YES
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NO
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That’s just the beginning.
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Discover JourneyMark,
the Legacy-exclusive FIA issued by
Integrity Life Insurance Company, a proud member
of Western & Southern Financial Group.
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Call the Legacy Marketing Group® Sales Team,
800-395-1053, Ext. 4002, or your IMO.
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JourneyMark is issued by Integrity Life Insurance Company,
Cincinnati, OH, which operates in DC and all states except NY.
W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an affiliated life insurance
agency of the issuer. All companies are members of Western & Southern Financial Group. For use with Modified Single Premium
Deferred Annuity Contract With Indexed Interest Options and Market Value Adjustment Feature series ICC20 INT-17 2004, ICC20
IR.39 GLWB 2004, ICC20 IR.40 ELG 2004, ICC20 IR.41 AB 2004, ICC20 IR.42 2004 WWC. Product and feature availability, as well
as benefit provisions, vary by state. JourneyMark products are designed and exclusively marketed by Legacy Marketing Group, an
independent agency. JourneyMark is a registered service mark of Legacy Marketing Group. Issuer has sole financial responsibility for
its products.
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Integrity Life Insurance Company ratings are correct as of 1/25/2024, and are subject to change. Ratings refer to the claims-paying
ability of the insurance company and do not reflect the performance or safety of any investment product. The rating agencies listed
are independent of each other and use proprietary evaluation criteria and rating scales.
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AM Best—Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since
June 2009).
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| ** |
The Comdex Ranking—The Comdex Ranking is a composite of the financial strength ratings as determined by Standard
& Poor’s, Moody’s, AM Best, and Fitch ratings. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to
reduce confusion over ratings because each rating agency uses a different scale.
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Not available with Expanse Rider. Refer to the Funding Acceptance Chart for details.
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Refer to the Funding Acceptance Chart for details.
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JourneyMark is not available in New York.
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No bank guarantee. • Not a deposit. • May lose value. • Not FDIC/NCUA insured. • Not insured by any
federal government agency.
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| WS1044v0124 |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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