Immediate guaranteed income never looked better. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
Rate Change Notification
Ameritas
Rates are increasing,
effective 12/5/2023,
Legacy exclusive products.
Quick References
Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company.
AL1254v1223 FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.  
Benefit Base Bonus Increases to 51%
Immediate guaranteed income never looked better—or bigger—on ApexAdvantage! Ameritas Life Insurance Corp. has announced an exciting benefit base bonus increase,* effective with applications issued on or after 12/4/2023.
Already the product to compare for immediate guaranteed income, ApexAdvantage takes earnings opportunities to new heights with a 51% benefit base bonus. There’s never been a better time to discover the many advantages of ApexAdvantage:
• Powered by a 51% immediate benefit base bonus on the FutureNow RiderSM Guaranteed Lifetime Withdrawal Benefit.*
• Designed to be among the top products for guaranteed income in Years 0, 1, and 2.**
• Payouts can begin in as soon as 30 days, starting at age 50.
• Created for peace-of-mind with an optional 2 of 6 ADL income doubler, inflation insulation with the rising income option, and strong spousal income opportunities.
• Fast policy issue and competitive commissions.
Backed by “A” rated Ameritas,† the ApexAdvantage FIA gives you a competitive edge!
For more information, call the Legacy Marketing Group® Sales Team at 800-395-1053, Ext. 4002, or your IMO.
In approved states, ApexAdvantage Index Annuity (Form ICC22 2707 with ICC22 2707-SCH or 2707 with 2707-SCH) and riders are issued by Ameritas Life Insurance Corp. (Ameritas) located at 5900 O Street, Lincoln, NE 68510. Products are designed in conjunction with Ameritas and exclusively marketed by Legacy Marketing Group. Ameritas and Legacy Marketing Group are separate, independent entities. ApexAdvantage Index Annuities are modified single premium deferred annuities that offer a fixed interest option and index interest options. The index options are not securities. Keep in mind, your clients are not participating in the market or investing in any stock or bond. Policies, index strategies, and riders may vary and may not be available in all states. Optional features and riders may have limitations, restrictions, and additional charges. Product guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp. Refer to brochures for additional details. ApexAdvantage and FutureNow Rider are service marks of Legacy Marketing Group. Ameritas® is a registered service mark of Ameritas Life Insurance Corp.
* A Guaranteed Lifetime Withdrawal Benefit is available for a current annual charge of 1.25% for the FutureNow Rider and 1.35% for the FutureNow Rider With Booster, multiplied by the premium accumulation value during the accumulation phase and by the benefit base during the withdrawal phase.
** Based on guaranteed income payouts as benchmarked against similar products in the same distribution channel on Annuity Rate Watch as of 10/19/2023.
† A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings. Rating as of 4/22/2022. Ameritas Mutual Holding Company’s ratings include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.
AL1328v1023 FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.