This FIA helps clients paint retirement plans to their preferences.
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A Palette of Possibilities for Your Clients’ Retirement Needs
Each person’s retirement is a unique canvas. Legacy’s LibertyMark Freedom® fixed indexed annuity helps clients paint their own retirement masterpiece. The colorful spectrum of options on this pure accumulation powerhouse include:
Bullet Point The innovative S&P 500® IQ Index*—offering the potential for higher caps and rates and improved renewal rate stability.
Bullet Point The choice to buy up rates for even greater accumulation power.
Bullet Point A 7% upfront premium bonus** that’s fully credited day one, dollar one.
Bullet Point The Heritage Maximizersm† 30% death benefit bonus—simple to calculate and easy to explain.
LibertyMark Freedom also offers peace of mind with the backing of “A” rated†† Americo Financial Life and Annuity Insurance Company.
See what kind of retirement your client can design!
RUN AN ILLUSTRATION NOW!
Call the Legacy Marketing Group® Marketing Field Support Team, 800‑395‑1053, Ext. 4002, or your IMO, to learn more.
LibertyMark Freedom Logo
LibertyMark Freedom Forms: Series 321-7 (12/22), 321-10 (12/22), 321-10B (12/22), 2509, 2181. AAA321-7 (12/22), AAA321-10 (12/22); AAA321-10 DP (06/23), AAA321-10B (12/22), AAA321-10B DP (06/23), AAA2509 PTPP (02/22), AAA2509 PTPP WF (02/22), AAA2509 PTPC (02/22), AAA2509 PTPC WF (02/22), AAA2181; ICC22 321-7, ICC22 321-10, ICC22 321-10B (12/22), ICC22 2509 PTPP, ICC22 2509 PTPP WF, ICC22 2509 PTPC, ICC22 2509 PTPC WF. Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. Legacy Marketing Group and any licensed insurance agent/agency shown on this ad are independent, authorized agents/agencies of Americo. LibertyMark Freedom is a registered service mark, and Heritage Maximizer is a service mark, of Legacy Marketing Group.
The “S&P 500 IQ 0.5% Decrement Index” (“S&P 500 IQ Index” or the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Americo Financial Life and Annuity Insurance Company (“Americo”). S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Americo’s Fixed Indexed Annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 IQ Index.
* Also known as the S&P 500 IQ 0.5% Decrement Index.
** The optional bonus is 6% in California.
The Heritage Maximizer enhanced death benefit rider is available on non-bonus products for a 0.30% annual charge to issue ages 0–75. The benefit becomes eligible for payout three years after the rider effective date. Additional restrictions apply. May not be available in all states or on all products.
†† Rating for Americo Financial Life and Annuity Insurance Company (Americo), October 2023. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). AM Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”
AF1712v0924
22-845-1 (09/24)
  FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.