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December 10, 2024
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Americo Announces GMVIR Change, Effective 1/1/2025
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| The Guaranteed Minimum Value Interest Rate (GMVIR) on Legacy exclusive fixed indexed annuities from Americo Financial Life and Annuity Insurance Company is decreasing to 2.85%, effective with contracts issued on or after Wednesday, January 1, 2025.
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| The total Americo Guaranteed Minimum Value available upon full surrender, death, or annuitization is equal to 87.5% of premium, minus any gross withdrawals and applicable premium tax, plus interest credited at the Guaranteed Minimum Value Interest Rate. The GMVIR can range from 1% to 3% and is subject to change quarterly.
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| DEADLINE TO RECEIVE 3.00% GMVIR |
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What must be received by Americo?
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By when?
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Cash with applications in good order.
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All pending applications must have premium and/or any requirements received.
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No later than 5 p.m., Central time, Friday, December 27, 2024, to be issued on or before 5 p.m., Central time, Tuesday, December 31, 2024.
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| Please submit applications via: |
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FireLight®
e-app platform (preferred method): Access through the
LegacyNet®
Point-of-Sale Materials page.
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Regular mail: Americo, PO Box 410288, Kansas City, MO 64141-0288.
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Overnight delivery: Americo, 300 W. 11th Street, Kansas City, MO 64105-1618.
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Fax: 800-395-9261.
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| In addition to strong guarantees, Americo FIAs offer: |
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Robust earnings potential driven by diverse index options—including a groundbreaking new index that provides clients with dynamic exposure to the S&P 500®.
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Backing of “A” (Excellent) rated Americo.*
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Competitive commissions.
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For sales tips and more information, call the
Legacy Marketing Group® Marketing Field Support Team at 800-395-1053, Ext. 4002.
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| We appreciate your business! |
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| Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group, an independent, authorized agency of Americo. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions.
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Rating for Americo Financial Life and Annuity Insurance Company (Americo), October 2023. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). AM Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”
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AF1621v1224
22-800-23 (12/24) |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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