 |
|
March 18, 2024
|
|
Americo Announces GMVIR Increase, Effective 4/1/2024
|
|
The Guaranteed Minimum Value Interest Rate (GMVIR) on
ClassicMark®
and LibertyMark Freedom®
fixed indexed annuities from Americo Financial Life and Annuity Insurance Company
is increasing to 2.95%, effective with contracts
issued on or after Monday, April 1, 2024.
|
|
The total Americo Guaranteed Minimum Value available upon full surrender,
death, or annuitization is equal to 87.5% of premium,
minus any gross withdrawals and applicable premium tax,
plus interest credited at the Guaranteed Minimum Value Interest Rate.
The GMVIR can range from 1% to 3% and is subject to change quarterly.
|
| Please submit applications via: |
| • |
FireLight®
e-app platform (preferred method): Access through the
LegacyNet®
Point-of-Sale Materials page.
|
| • |
Regular mail: Americo, P.O. Box 410288, Kansas City, MO 64141‑0288.
|
| • |
Overnight delivery: Americo, 300 W. 11th Street, Kansas City, MO 64105‑1618.
|
| • |
Fax: 800‑395‑9261.
|
| • |
Email: submit@americo.com.
|
|
|
In addition to the backing of “A” (Excellent) rated* Americo, ClassicMark and LibertyMark Freedom FIAs offer:
|
| • |
Strong earnings potential driven by diverse index options—including a
ground-breaking new index that provides clients with dynamic exposure
to the S&P 500®.
|
| • |
A 30% death benefit bonus** on the full accumulation value that’s simple to calculate and easy to explain.
|
| • |
No MVA!
|
|
|
For sales tips and more information, call the
Legacy Marketing Group®
Marketing Field Support Team at
800‑395‑1053,
Ext. 4002.
|
| We appreciate your business! |
|
|
ClassicMark Forms:
Series 411, 4204, 2181. AAA411 LG10 (12/22), AAA411 LG10 DP (06/23),
AAA411 LG86+ (12/22), AAA411 LG86+ DP (06/23), AAA411 LG10B (12/22),
AAA411 LG10B DP (06/23), AAA4204, AAA2181; ICC22 411 LG10,
ICC22 411 LG86+, ICC22 411 LG10B, ICC19 4204.
LibertyMark Freedom Forms:
Series 321-7 (12/22), 321-10 (12/22), 321-10B (12/22), 2509, 2181. AAA321-7 (12/22),
AAA321-10 (12/22); AAA321-10 DP (06/23), AAA321-10B (12/22), AAA321-10B DP (06/23),
AAA2509 PTPP (02/22), AAA2509 PTPP WF (02/22), AAA2509 PTPC (02/22),
AAA2509 PTPC WF (02/22), AAA2181; ICC22 321-7, ICC22 321-10, ICC22 321-10B (12/22),
ICC22 2509 PTPP, ICC22 2509 PTPP WF, ICC22 2509 PTPC, ICC22 2509 PTPC WF.
Products are single premium deferred fixed indexed annuities underwritten by Americo
Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary
in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group,
an independent, authorized agency of Americo.
Some products and benefits may not be available in all states.
Certain restrictions and variations apply.
Consult contract and riders for all limitations and exclusions.
ClassicMark and LibertyMark Freedom are registered service marks,
and Heritage Maximizer is a service mark, of Legacy Marketing Group.
|
| * |
Rating for Americo Financial Life and Annuity Insurance Company (Americo), October 2023. Americo Financial Life and Annuity Insurance
Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). AM Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”
|
| ** |
The Heritage Maximizersm enhanced death benefit rider is available for a 0.30% annual charge to issue ages 0–75.
The benefit becomes eligible for payout three years after the rider effective date.
Additional restrictions apply. May not be available in all states or on all products.
|
|
|
AF1621v0224
22-800-23 (02/24) |
|
FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
|
|
|
|